SOFIN - Social Finance Network

SOFIN (SOCIAL FINANCIAL NETWORK) —P2P-lending online service. It is a marketplace platform which brings together creditors and borrowers: (1) Creditor — private individuals, banks, microfinance organizations and funds; (2) Borrowers — private individuals, individual entrepreneurs and organizations Loans are issued in the fiat currency of the country where the borrower resides. This allows the currency to be exchanged through the SOFIN token if the creditor and the borrower are from different countries.

STO/ICO Status

Start Date
End Date
Soft Cap
9,850,000 USD
Hard Cap
157,850,000 USD
Initial Price
1-2 USD
Token Supply
STO/ICO Website Owner of SOFIN?
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Circulating SupplyN/A
Restricted AreasN/A
HomepageWebsite URL
White PaperView/Download


All competitors can be divided into two categories:

  • Traditional P2P Lending (Lending Club, Zopa,, etc.)
  • Loans in cryptocurrency (Everex, POLONIEX, Btcjam, etc.)
  • Our transaction storage system is more open than the first category. You can remember at least a scandal with Lending Club when the turnover of the company was artificially overstated.SOFIN transactions are stored in a decentralized storage facility based on blockchain. There is also a powerful bonus model based on the private SOFIN token (more in the Smart Contract Structure section).We benefit from the second category with the legal purity and transparency of each transaction. The loan is given in the fiat currency of the Borrower’s country according to the law. So the Creditor has a clear, legitimate reason to repay his loan.In addition, we differ from both options with the existence of our own guarantee fund, which reduces the risks of Creditors (more in the Guarantee Fund section). We give loans to both individuals and small and medium-sized businesses. For businessmen it can be both a business development loan and the one to start a new one. The main thing is to make the project viable.The risk assessment methodology, including the startups, has already been tested in practice. For the startups it will also be a plus if the Borrower has already proven its reliability by taking and returning consumer loans. His ranking and history of consumer loans will be available to the system, and the chances of getting credit for business will grow significantly.


    Andrey Tuchkov
    Andrey Tuchkov
    Chief executive officer
    Trofim Zhugastrov
    Trofim Zhugastrov
    Chief product officer
    Nikita Lushpanov
    Nikita Lushpanov
    Chief blockchain officer
    Vitaly Slobodin
    Vitaly Slobodin
    Chief technology officer
    Anton Kruchko
    Anton Kruchko
    Chief legal officer
    Konstantin Ivanov
    Konstantin Ivanov