Viva Network - A better way to buy a home

Viva is a transformative financial technology that introduces large-scale decentralized mortgage financing to the world. Viva’s platform will utilize smart contracts to crowdfund home loans, connecting borrowers and investors directly within a decentralized, trustless ecosystem. By leveraging ultra-secure blockchain transactions, Viva cuts out the middlemen, resulting in a lending process that is more profitable and efficient for all parties.

STO/ICO Status

Start Date
End Date
Hard Cap
75,640 ETH
Initial Price
1 ETH = 35,714 VIVA
Token Supply
STO/ICO Website Owner of Viva Network?
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Circulating Supply75%
Restricted AreasN/A
HomepageWebsite URL
White PaperView/Download


  • Early Contribution, Round 1 - 40%
  • Early Contribution, Round 2 - 35%
  • Early Contribution,Round 3 - 30%
  • Main Contribution, Round 1 - 25%
  • Main Contribution,  Round 2 - 15%
  • 9-1.9 ETH - 5%
  • 1.9-2.9 ETH - 10%
  • 2.9-7 ETH - 15%


Viva aims to revolutionize the antiquated mortgage lending industry by cutting out the middlemen and decentralizing the process, thereby applying a fundamentally more accessible and transparent approach to financing. We believe that Viva’s technology will increase the availability of credit for borrowers and for the first time allow non-institutional investors to participate in the consistent, asset-backed returns associated with mortgage investments, a product that has traditionally been reserved solely for large financial institutions.

Furthermore, by allowing the free market to dictate the risk and associated value of each mortgage - as opposed to a bank - we expect to see more fairly priced mortgages. The Viva platform will be leveraged by those in the developed and developing worlds alike, thereby enabling the world to take a large step toward geographical wealth equality - by breaking down the barriers and leaving both parties better off.

Viva’s mission is to disrupt the mortgage industry by allowing home buyers and sellers to set the terms themselves. Any individual, from any country in the world, will have access to credit financing for home loans via a decentralized, open market network on the Viva Platform.

Additionally, Viva’s function as an investment and savings platform accessible with just a mobile phone means all users of Viva will have access to credit financing, a savings and investment account, and standard blockchain-backed secure transaction services - regardless of what country they live in.

Team View All

Christian Fiddick
Christian Fiddick
Chief Architect
Nick Thomson
Nick Thomson
Chief Executive Officer
Benjamin Erichsen
Benjamin Erichsen
Chief Operating Officer
Paul Montero
Paul Montero
Chief Financial Officer
David Erichsen
David Erichsen
Chief Technical Officer
Tarek Waked
Tarek Waked
Chief Strategy Officer