Rare ICO where real company with existing product in vast market sell its tokens which you can convert into company's equity and become a shareholder, not a digital token holder. Wish Finance's tokens value will grow as company's value will grow after the ICO and business scaling into new markets.
STO/ICO Status
Status
Successful
Symbol
WSH
Start Date
2017-10-15
End Date
2017-11-15
Hard Cap
10,000,000 USD
Token Supply
10,000,000
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Basics
| Platform | Ethereum |
|---|---|
| Type | N/A |
| Accepting | BTC, USD, ETH, BCC, LTC |
| Circulating Supply | N/A |
| KYC | N/A |
| Restricted Areas | N/A |
| Homepage | Website URL |
| White Paper | View/Download |
Bonus
- 100k - 10%
- 500k - 15%
- 1m - 20%
About
Unique Business Solution
- Big data + AI + Blockchain
Unique combination of technologies, first in class intelligent scoring machine dedicated to SME, automated lean loan processing and blockchain-level transparency - Painless repayments
As Wish Finance is connecting to POS acquiring used by the borrower SME, repayments are made automatically by deducting a small 3-5% fee from every POS transaction - Low risk SME lending
Already by controlling repayments Wish Finance shows lowest risk on the market, to make risk even lower we are insuring each loan from default, while maintaining high profitability
Major Pain Points
- Underfinanced market
Inability of small entrepreneurs to get funds vital for their businesses from regular lenders fast and on fair terms - Industrial opacity
Unclear and shady structure of lending business resulting in major fraud scandals like Lending Club’s in 2016 - Huge rates up to 50%
High risks of loans to SMEs due to low payment discipline and financial literacy, as result interest rates up to 50% p.a.
Great investment opportunity
- Zero Default Lending Pilot
Wish Finance earned 24% per annum on $500000 portfolio in 112 loans pilot project with NO defaults in 2017, thanks to our team and technologies - Right Time Investment
Best opportunity to invest and become a token owner at the ICO where company's valuation is still low, Wish Finance shows profitability at the level of established hedge funds - High Valuation Growth Potential
Based on our calculations company valuation may increase two-threefold in next 12-18 months and the project can become a Unicorn in 10 years
